Terms & Conditions



Please read the terms carefully as they govern your use of FINTECH-STORE.COM !


1.1. These terms contain important provisions including an arbitration provision that requires all claims to be resolved by way of legally binding arbitration. The terms of the arbitration provision are set forth in Article IX. Resolving Disputes”, hereunder.

1.2. These Regulations, specifying, in particular, the principles of concluding remote contracts with or through Website as well as the principles of performance of these contracts, the rights and obligations of the Service Provider and the User.

1.3. As with any asset, the values of Digital Currencies (as defined below) may fluctuate significantly and there is a substantial risk of economic losses when purchasing, selling, holding in Digital Currencies and their derivatives.

1.4. By using the website FINTECH-STORE.COM, you acknowledge and agree that:

a) you are aware of the risks associated with transactions of digital currencies and their derivatives;

b) you shall assume all risks related to the use of FINTECH-STORE.COM and transactions of digital currencies and their derivatives;

c) FINTECH-STORE.COM shall not be liable for any such risks or adverse outcomes. By accessing, using or attempting to use FINTECH-STORE.COM in any capacity, you acknowledge that you accept and agree to be bound by these terms. If you do not agree, do not visit FINTECH-STORE.COM and do not use FINTECH-STORE.COM.

1.5. We operate in accordance with UAE law. This site is intended exclusively for the sale of exchange tokens, which are not non-cash funds or electronic money. On this site, we buy and sell goods at our own expense and do not provide any payment services. FINTECH-STORE.COM carries out operations related exclusively to exchange tokens and utility token.

1.6. We are NOT an exchange office, we are NOT a payment service and do NOT provide the following services:

- trading in derivatives of a specific token;

- management of investorsassets (fund) who invest in tokens;

- transfers of funds related to selling or buying tokens on behalf of clients;

- trading any tokens issued for investment purpose;




2.1. FINTECH-STORE.COM is an online internet store and refers to the system consisting of the FINTECH-STORE.COM website and other sites (whose domain names include, without limitation,

WWW.FINTECH-STORE.COM ), mobile applications, clients, applets and other applications developed to offer FINTECH-STORE.COM.

2.2. FINTECH-STORE.COM operators: refer to all parties that run FINTECH-STORE.COM, including but not limited to legal persons, unincorporated organizations and teams that provide FINTECH-STORE.COM and are responsible for such services. For convenience, unless otherwise stated, references to “FINTECH-STORE.COM” and We” in these Terms specifically mean FINTECH-STORE.COM Operators. The Operator of WWW.FINTECH-STORE.COM is FINTECH TECHNOLOGY LIMITED. ICC 20220321. Legal address: 1002 Citadel Tower Business Bay Dubai, the UAE.

Under these terms, FINTECH-STORE.COM operators may change as FINTECH-STORE.COM. In case of changing the operators, new operators shall perform their obligations under these terms and provide services to you, and such change does not affect your rights and interests under these terms. Additionally, the scope of FINTECH-STORE.COM operators may be expanded due to the provision of new FINTECH-STORE.COM, in which case, if you continue to use FINTECH-STORE.COM, it is deemed that you have agreed to jointly execute these terms with the newly added FINTECH-STORE.COM operators. In case of a dispute, you shall determine the entities by which these terms are performed with you and the counter-parties of the dispute, depending on the specific services you use and the particular actions that affect your rights or interests.

2.3. FINTECH-STORE.COM refer to various services provided to you by FINTECH-STORE.COM that are based on internet and/or blockchain technologies and offered via FINTECH-STORE.COM websites, mobile applications, clients and other forms (including new ones enabled by future technological development). FINTECH-STORE.COM include but are not limited to such FINTECH-STORE.COM ecosystem components as Digital Asset Trading Platforms in accordance with the legislation of the UAE (DIAC)and the AMLD rules.

2.4. FINTECH-STORE.COM Platform Rules refer to all rules, interpretations, announcements, statements, letters of consent and other contents that have been and will be subsequently released by FINTECH-STORE.COM.

2.5. Users refer to all individuals, institutions or organizations that access, download or use FINTECH-STORE.COM and who meet the criteria and conditions stipulated by FINTECH-STORE.COM. If there exist other agreements for such entities as developers, distributors, market makers and Digital Currencies exchanges such agreements shall be followed.

2.6. Digital Currencies (exchange tokens) refer to encrypted or digital tokens or cryptocurrencies with a certain value that are based on blockchain and cryptography technologies and are issued and managed in a decentralized form.

2.7. Digital Assets refer to Digital Currencies, their derivatives or other types of digitalized assets with a certain value. Exchange tokens– a transferable property right which is neither legal tender, electronic money nor a financial instrument. The list of Cryptocurrencies, whose sale and purchaseFINTECH TECHNOLOGY LIMITED are allowed in the online store, is published on the website FINTECH-STORE.COM. The change of the list mentioned above shall not constitute a change of the Service Contract. FINTECH-STORE.COM accounts serve as the basis for Users to exercise their rights buying and selling on the website FINTECH-STORE.COM.

2.8. Trade exchange tokens means direct purchase and sale of assets owned by FINTECH-STORE.COM, in which digital currencies are purchased for fiat currencies or vice versa.


3.1. Eligibility

By registering to use a FINTECH-STORE.COM Account, you represent and warrant that:

(i) as an individual, you are at least 18 or are of legal age to form a binding contract under applicable laws;

(ii) as an individual, legal person, or other organization, you have full legal capacity and sufficientauthorizations to enter into these Terms;

(iii) you have not been previously suspended or removed from using FINTECH-STORE.COM Services;

(iv) you do not currently have a FINTECH-STORE.COM Account;

(v) you are neither a U.S. User nor an Ontario (Canada)-based User; nor are you acting on behalf of a U.S. User or Ontario (Canada)-based User. If you act as an employee or agent of a legal entity, and enter into these Terms on their behalf, you represent and warrant that you have all the necessary rights and authorizations to bind such legal entity;

(vi) your use of FINTECH-STORE.COM will not violate any and all laws and regulations applicable to you, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.

3.2. User Identity Verification

Your registration of an account with FINTECH-STORE.COM will be deemed your agreement to provide required personal information for identity verification. Such information will be used to verify Users’ identity, identify traces of money laundering, terrorist financing, fraud and other financial crimes through FINTECH-STORE.COM, or for other lawful purposes stated by FINTECH-STORE.COM. We will collect, use and share such information in accordance with our Privacy Policy. In addition to providing such information, you agree to allow us to keep a record of that information during the period for which your account is active and within five (5) years after your account is closed, in compliance with global industry standards on data storage. You also authorize us to conduct necessary investigations directly or through a third party to verify your identity or protect you and/or us from financial crimes, such as fraud. The information we require to verify your identity may include, but is not limited to, your name, email address, contact information, phone number, username, government-issued ID, date of birth, and other information collected during account registration. When providing the required information, you confirm it is true and accurate. After registration, you must ensure that the information is true, complete, and timely updated when changed. If there are any grounds for believing that any of the information you provided is incorrect, false, outdated or incomplete, FINTECH-STORE.COM reserves the right to send you a notice to demand correction, directly delete the relevant information, and, as the case may be, terminate all or part of FINTECH-STORE.COM we provide for you. If we are unable to reach you with the contact information you provided, you shall be fully liable for any loss or expense caused to FINTECH-STORE.COM during your use of FINTECH-STORE.COM. You hereby acknowledge and agree that you have the obligation to update all the information if there is any change. By registering an account, you hereby authorize FINTECH-STORE.COM to conduct investigations that FINTECH-STORE.COM considers necessary, either directly or through a third party, to verify your identity or protect you, other users and/or FINTECH-STORE.COM from fraud or other financial crimes, and to take necessary actions based on the results of such investigations. You also acknowledge and agree that your personal information may be disclosed to credit bureaus and agencies for fraud prevention or financial crime prevention, which may respond to our investigations in full.

3.3. Account Usage Requirements

The FINTECH-STORE.COM Account can only be used by the account registrant. FINTECH-STORE.COM reserves the right to suspend, freeze or cancel the use of FINTECH-STORE.COM Accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify FINTECH-STORE.COM immediately. FINTECH-STORE.COM assumes no liability for any loss or damage arising from the use of FINTECH-STORE.COM Account by you or any third party with or without your authorization.

3.4. Account Security

FINTECH-STORE.COM is a platform that trades its own exchange tokens as a regular commodity. Accordingly, FINTECH-STORE.COM does not store, transfer or process your payments, does not carry out independent payment transactions. When you pay tokens on FINTECH-STORE.COM, you are redirected to a secure site of an authorized payment system or bank. You pay for our goods exclusively through the acquiring bank, which serves the site FINTECH-STORE.COM and its Operator FINTECH TECHNOLOGY LIMITED has been committed to maintaining the security, and has implemented industry standard protection for FINTECH-STORE.COM. However, the actions of individual Users may pose risks. You shall agree to treat your access credentials (such as username and password) as confidential information, and not to disclose such information to any third party. You also agree to be solely responsible for taking the necessary security measures to protect your FINTECH-STORE.COM Account and personal information. You should be solely responsible for keeping safe of your FINTECH-STORE.COM Account and password, and be responsible for all the transactions under your FINTECH-STORE.COM Account. FINTECH-STORE.COM assumes no liability for any loss or consequences caused by authorized or unauthorized use of your account credentials, including but not limited to information disclosure, information release, consent or submission of various rules and agreements by clicking on the website, online agreement renewal, etc. By creating a FINTECH-STORE.COM Account, you hereby agree that: you will notify FINTECH-STORE.COM immediately if you are aware of any unauthorized use of your FINTECH-STORE.COM Account and password or any other violation of security rules; you will strictly abide by all mechanisms or procedures of FINTECH-STORE.COM regarding security, authentication, trading and you will take appropriate steps to logout from FINTECH-STORE.COM at the end of each visit.

3.5. Personal Data

Your personal data will be properly protected and kept confidential, but FINTECH-STORE.COM has theright to collect, process, use or disclose your personal data in accordance with the Terms (including the Privacy Policy) or applicable laws. Depending on the products or services concerned, your personal data may be disclosed to the following third parties:

• your transaction counter-party;

• FINTECH-STORE.COM Operators, and the shareholders, partners, investors, directors, supervisors, senior managers and employees of such entities;

• our joint ventures, alliance partners and business partners;

• our agents, contractors, suppliers, third-party service providers and professional advisers, including the parties who have been contracted to provide us with administrative, financial, research, operations, IT and other services, in such areas as telecommunications, information technology, payroll, information processing, training, market research, storage and archival;

• third-party business partners who provide goods and services or sponsor contests or other promotional activities, whether or not in cooperation with us;

• insurance companies or insurance investigators and credit providers;

• credit bureaus, or any debt collection agencies or dispute resolution centres in the event of violation or dispute;

• business partners, investors, trustees or assignees (actual or expected) that promote business asset transactions (which can be broadened to include any merger, acquisition or asset sale) of FINTECH-STORE.COM Operators;

• professional consultants such as auditors and lawyers;

• relevant government regulatory agencies or law enforcement agencies to comply with laws orregulations formulated by government authorities;

• assignees of our rights and obligations;

• banks, credit card companies and their respective service providers;

• persons with your consent as determined by you or the applicable contract.


4.1. After completing the registration and identity verification for your FINTECH-STORE.COM Account, you can use the FINTECH-STORE.COM Services, including the purchase of exchange tokens offered for sale in the online store in the amount set by these Terms and the FINTECH-STORE.COM platform.

4.2. Payment for exchange tokens presented as goods on the FINTECH-STORE.COM platform can be paid in the following currencies: EURand other currencies provided by the acquirer.

4.3. Tokens sold on the FINTECH-STORE.COM platform are sold at the price set on the product page. The seller has the right to change the price of the goods at his own discretion.

4.4. Subject to the provisions of these Terms (including FINTECH-STORE.COM Platform Rules and other individual agreements). FINTECH-STORE.COM has the right to:

4.5. Provide, modify or discontinue, at its sole discretion, any FINTECH-STORE.COM Services in accordance with its development plan; and

4.6. Allow or prohibit some Users from using the FINTECH-STORE.COM Service in accordance with the relevant FINTECH-STORE.COM Platform Rules.


5.1. License

Provided that you constantly comply with the express terms and conditions stated in these Terms,FINTECH-STORE.COM grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to access and use FINTECH-STORE.COM Services through your computer or Internet compatible devices for your personal/internal purposes. You are prohibited to use FINTECH-STORE.COM Services for resale or commercial purposes, including transactions on behalf of other persons or entities. All the above actions are expressly prohibited and constitute a material violation of these Terms. The content layout, format, function and access rights regarding FINTECH-STORE.COM Services should be stipulated in the discretion of FINTECH-STORE.COM. FINTECH-STORE.COM reserves all rights not expressly granted in these Terms. Therefore, you are hereby prohibited from using FINTECH-STORE.COM Services in any way not expressly authorized by these Terms. These Terms only grant a limited license to access and use FINTECH-STORE.COM Services. Therefore, you hereby agree that when you use FINTECH-STORE.COM Services, FINTECH-STORE.COM does not transfer FINTECH-STORE.COM Services or the ownership or intellectual property rights of any FINTECH-STORE.COM intellectual property to you or anyone else. All the text, graphics, user interfaces, visual interface, photos, sounds, process flow diagrams, computer code (including html code), programs, software, products, information and documents, as well as the design, structure, selection, coordination, expression, look and feel, and layout of any content included in the services or provided through FINTECH-STORE.COM Services, are exclusively owned, controlled and/or licensed by FINTECH-STORE.COM Operators or its members, parent companies, licensors or affiliates. FINTECH-STORE.COM owns any feedback, suggestions, ideas, or other information or materials (hereinafter collectively referred to as Feedback”) about FINTECH-STORE.COM or Services that you provide through email, FINTECH-STORE.COM Services, or other ways. You hereby transfer all rights, ownership and interests of the Feedback and all related intellectual property rights to FINTECH-STORE.COM. You have no right and hereby waive any request for acknowledgment or compensation based on any Feedback, or any modifications based on any Feedback.

5.2. Restriction

1) When you use FINTECH-STORE.COM, you agree and undertake to comply with the following provisions:

• During the use of FINTECH-STORE.COM, all activities you carry out should comply with the requirements of applicable laws and regulations, these Terms, and various guidelines of FINTECH-STORE.COM;

• Your use of Services should not violate public interests, public morals, or the legitimate interests of others, including any actions that would interfere with, disrupt, negatively affect, or prohibit other Users from using FINTECH-STORE.COM;

2) Without prior written consent from FINTECH-STORE.COM, you may not modify, replicate, duplicate, copy, download, store, further transmit, disseminate, transfer, disassemble, broadcast, publish, remove or alter any copyright statement or label, or license, sub-license, sell, mirror, design, rent, lease, private label, grant security interests in the properties or any part of the properties, or create their derivative works or otherwise take advantage of any part of the properties.

3) You may not:

(i) use any deep linking, web crawlers, bots, spiders or other automatic devices, programs, scripts, algorithms or methods, or any similar or equivalent manual processes to access, obtain, copy or monitor any part of the properties, or replicate or bypass the navigational structure or presentation of FINTECH-STORE.COM in any way, in order to obtain or attempt to obtain any materials, documents or information in any manner not purposely provided through FINTECH-STORE.COM;

(ii) attempt to access any part or function of the properties without authorization, or connect to Services or any FINTECH-STORE.COM servers or any other systems or networks of any FINTECH-STORE.COM provided through the services by hacking, password mining or any other unlawful or prohibited means;

(iii) probe, scan or test the vulnerabilities of FINTECH-STORE.COM or any network connected to the properties, or violate any security or authentication measures on FINTECH-STORE.COM or any network connected to FINTECH-STORE.COM;

(iv) reverse look-up, track or seek to track any information of any other Users or visitors of FINTECH-STORE.COM; (v) take any actions that imposes an unreasonable or disproportionately large load on the infrastructure of systems or networks of FINTECH-STORE.COM or FINTECH-STORE.COM, or the infrastructure of any systems or networks connected to FINTECH-STORE.COM;

(vi) use any devices, software or routine programs to interfere with the normal operation of FINTECH-STORE.COM or any transactions on FINTECH-STORE.COM, or any other persons use of FINTECH-STORE.COM;

(vii) forge headers, impersonate, or otherwise manipulate identification, to disguise your identity or the origin of any messages or transmissions you send to FINTECH-STORE.COM, or

(viii) use FINTECH-STORE.COM in an illegal way.

5.3. By accessing FINTECH-STORE.COM, you agree that FINTECH-STORE.COM has the right to investigate any violation of these Terms, unilaterally determine whether you have violated these Terms, and take actions under relevant regulations without your consent or prior notice. Examples of such actions include, but are not limited to:

• Blocking and closing order requests;

• Freezing your account;

• Reporting the incident to the authorities;

• Publication of alleged violations and actions taken;

5.4. Removal of any information posted by you that is found to be in violation. After completing registration and identity verification for your FINTECH-STORE.COM Account, you can buy and sell cryptocurrency on FINTECH-STORE.COM in accordance with the provisions of these Terms and Conditions and the FINTECH-STORE.COM Platform Rules.


6.1. Trading of goods, real or virtual, which include virtual currencies (Bitcoin, Litecoin, Tether (USDT) and others ), involves significant level of risk. You should consider carefully whether your financial situation and risk tolerance is appropriate for buying, selling cryptocurrencies. Cryptocurrencies neither have a centralized issuer, nor an institution in control of its turnover. Prices of goods, regardless of their nature or substance, have no permanent nature and are subject to constant change.

6.2. For the avoidance of doubt, you are hereby notified that by paying an invoice on this platform, you confirm that you agree to the following terms: we sell and you buy the exchange cryptocurrency belonging to us (hereinafter referred to as the Product/Goods) on the as is. The Seller is not responsible for the quality and cost of the Goods purchased by you, for the technical properties of the Goods and the operability of the transmission systems in the network. Our obligations are limited to initiating the transfer of the Product specified by you from our crypto wallet to your crypto wallet (which you indicated on the FINTECH-STORE.COM platform during the KYC verification procedure.). The cost of the specified Goods is determined in accordance with the price of the Binance exchange at the time of sending the Goods over the blockchain network.

6.3. All cryptocurrency transactions are irreversible. Purchased tokens are non-refundable and non-exchangeable.


7.1. The User has the right to submit a complaint in connection with improper operation of the Website, including improper implementation of Transactions.

A complaint may be reported by sending an e-mail to the address provided by the Service Provider on the Website, via the Website or in writing to the address of the Service Providers registered office.

7.2. A complaint shall include:

• data enabling identification and contact with the User;

• a description of the action or omission in question;

• the manner in which the User would like the Service Provider to consider the complaint;

• any other information the User considers relevant.

7.3. Within 1 working day (which includes any day other than a Saturday, Sunday or public holidays), acceptance of the complaint for consideration will be confirmed by the Service Provider. Complaints will be considered on the basis of information provided by the User. Complaints shall be considered immediately, but not later than within 15 working days (which include any day other than a Saturday, Sunday or public holidays) from the date of delivery of the complaint to the Service Provider. Within this period, the Service Provider will propose via e-mail or the Website:

• to accept the complaint in the manner requested by the User;

• to reject the complaint together with the reasons for such a decision; or

• alternative handling of the complaint.

7.4. If the complaint is more complex and cannot be solved within 15 working days from receipt of the complaint, the Service Provider will inform the User about causes of the delay and provide information about projected time necessary to respond to a compliant.

7.5. After receiving the proposal specified above, the User has 20 working days (which include any day other than a Saturday, Sunday or public holiday in the Czech Republic) to accept or reject the Service Providers proposal. Failure to reply within the above deadline shall be deemed a withdrawal of the complaint and it shall be assumed that the Service Provider does not bear any responsibility towards the User in relation to the subject matter of the complaint. Acceptance or rejection of the Service Providers proposal by the User after the deadline may be treated by the Service Provider as submitted on time.

7.6. If the User rejects the Service Providers proposal within 20 working days (which include any day other than a Saturday, Sunday or public holiday), the User is entitled to submit a justification for rejection – in such a case the procedure described in paragraph 7.3. shall be applied accordingly. Failure to state reasons for such rejection within the aforementioned period shall be deemed to constitute withdrawal of the complaint and it shall be assumed that the Service Provider does not bear any responsibility towards the User in relation to the subject matter of the complaint.

7.7. An offer of the alternative handling of the complaint described in paragraph 7.3, shall be binding for the User only if it accepts its content by following the instructions provided by the Service Provider within the time limit set. No offer under paragraph VII shall constitute any acknowledgement by the Service Provider of any misconduct or responsibility related to the subject matter of the complaint. Each acceptance by the User of the offer of alternative handling of a complaint shall constitute an acceptance that the complaint will be resolved in a specified manner, and an obligation that the User waives all claims resulting from it.


8.1. The Service Contract shall be terminated:

a) upon the Users request;

b) by the Service Provider – by notice in cases specified in the Regulations.

The User being a Consumer has the right to withdraw from the Service Contract without giving a reason within 14 days from the date of conclusion of the Contract by submitting a notice of withdrawal. By accepting the Regulations, the User agrees that the use of the Services before the expiry of the above-mentioned term is tantamount to the expiration of the right of withdrawal from the contract.

8.2. The User is entitled to terminate the Service Contract with 30 daysnotice period by submitting a notice of termination of the Service Contract to the Service Provider.

8.3. Upon the Users request, in the time, the Service Provider shall also delete all personal data concerning the User, excluding the data which the Service Provider is obliged to store in accordance with the applicable provisions. The Users request to delete personal data is tantamount to termination of the Service Contract by the User.

8.4. In case of termination of the Service Contract due to the change of the Regulations, within 14 days from the day the change was published, but no later than 7 days from the day it entered into force, previous Regulations shall apply until the end of the notice period.


9.1. All disputes arising from the use of the FINTECH-STORE.COM platform will be resolved through negotiations. The FINTECH-STORE.COM administration will make every reasonable effort to resolve any conflict situation.

9.2. If it is impossible to resolve the dispute through negotiations disputes that could arise on the basis of this agreement or in connection with it will be resolved by the DIAC in the UAE. For the terms of this public offer, the laws of the the UAE apply.



ICC 20220321

Legal address: 1002 Citadel Tower Business Bay Dubai, the UAE