Terms & Conditions
PUBLIC OFFER
Please read the terms carefully as
they govern your use of FINTECH-STORE.COM !
I. PREAMBLE
1.1. These terms contain important
provisions including an arbitration provision that requires all claims to
be resolved by way of legally binding arbitration. The terms of the arbitration
provision are set forth in Article IX. “Resolving Disputes”, hereunder.
1.2. These Regulations, specifying, in
particular, the principles of concluding remote contracts with or through
Website as well as the principles of performance of these contracts, the rights
and obligations of the Service Provider and the User.
1.3. As with any asset, the values of
Digital Currencies (as defined below) may fluctuate significantly and
there is a substantial risk of economic losses when purchasing, selling,
holding in Digital Currencies and their derivatives.
1.4. By using the website
FINTECH-STORE.COM, you acknowledge and agree that:
a) you are aware of the risks
associated with transactions of digital currencies and their derivatives;
b) you shall assume all risks related
to the use of FINTECH-STORE.COM and transactions of digital currencies and
their derivatives;
c) FINTECH-STORE.COM shall not be
liable for any such risks or adverse outcomes. By accessing, using or
attempting to use FINTECH-STORE.COM in any capacity, you acknowledge that you
accept and agree to be bound by these terms. If you do not agree, do not visit
FINTECH-STORE.COM and do not use FINTECH-STORE.COM.
1.5. We operate in accordance with UAE
law. This site is intended exclusively for the sale of exchange tokens, which
are not non-cash funds or electronic money. On this site, we buy and sell goods
at our own expense and do not provide any payment services. FINTECH-STORE.COM
carries out operations related exclusively to exchange tokens and utility
token.
1.6. We are NOT an exchange office, we
are NOT a payment service and do NOT provide the following services:
- trading in derivatives of a specific
token;
- management of investors’
assets (fund) who invest in tokens;
- transfers of funds related to
selling or buying tokens on behalf of clients;
- trading any tokens issued for
investment purpose;
1
II. DEFINITIONS
2.1. FINTECH-STORE.COM is an online
internet store and refers to the system consisting of the FINTECH-STORE.COM
website and other sites (whose domain names include, without limitation,
WWW.FINTECH-STORE.COM ), mobile
applications, clients, applets and other applications developed to offer
FINTECH-STORE.COM.
2.2. FINTECH-STORE.COM operators:
refer to all parties that run FINTECH-STORE.COM, including but not limited
to legal persons, unincorporated organizations and teams that provide
FINTECH-STORE.COM and are responsible for such services. For convenience,
unless otherwise stated, references to “FINTECH-STORE.COM” and “We”
in these Terms specifically mean FINTECH-STORE.COM Operators. The Operator
of WWW.FINTECH-STORE.COM is FINTECH TECHNOLOGY LIMITED. ICC 20220321. Legal
address: 1002 Citadel Tower Business Bay Dubai, the UAE.
Under these terms, FINTECH-STORE.COM
operators may change as FINTECH-STORE.COM. In case of changing the
operators, new operators shall perform their obligations under these terms and
provide services to you, and such change does not affect your rights and
interests under these terms. Additionally, the scope of FINTECH-STORE.COM
operators may be expanded due to the provision of new FINTECH-STORE.COM,
in which case, if you continue to use FINTECH-STORE.COM, it is deemed that
you have agreed to jointly execute these terms with the newly added
FINTECH-STORE.COM operators. In case of a dispute, you shall determine the
entities by which these terms are performed with you and the
counter-parties of the dispute, depending on the specific services you use
and the particular actions that affect your rights or interests.
2.3. FINTECH-STORE.COM refer to
various services provided to you by FINTECH-STORE.COM that are based on
internet and/or blockchain technologies and offered via FINTECH-STORE.COM
websites, mobile applications, clients and other forms (including new ones
enabled by future technological development). FINTECH-STORE.COM include
but are not limited to such FINTECH-STORE.COM ecosystem components as
Digital Asset Trading Platforms in accordance with the legislation of the UAE (DIAC)and the AMLD rules.
2.4. FINTECH-STORE.COM Platform Rules
refer to all rules, interpretations, announcements, statements, letters of
consent and other contents that have been and will be subsequently released by FINTECH-STORE.COM.
2.5. Users refer to all individuals,
institutions or organizations that access, download or use FINTECH-STORE.COM
and who meet the criteria and conditions stipulated by FINTECH-STORE.COM. If
there exist other agreements for such entities as developers,
distributors, market makers and Digital Currencies exchanges such
agreements shall be followed.
2.6. Digital Currencies (exchange
tokens) refer to encrypted or digital tokens or cryptocurrencies with a
certain value that are based on blockchain and cryptography technologies and
are issued and managed in a decentralized form.
2.7. Digital Assets refer to Digital
Currencies, their derivatives or other types of digitalized assets with a
certain value. Exchange tokens– a transferable property right which is neither
legal tender, electronic money nor a financial instrument. The list of
Cryptocurrencies, whose sale and purchaseFINTECH TECHNOLOGY LIMITED are
allowed in the online store, is published on the website FINTECH-STORE.COM. The
change of the list mentioned above shall not constitute a change of the
Service Contract. FINTECH-STORE.COM accounts serve as the basis for Users
to exercise their rights buying and selling on the website
FINTECH-STORE.COM.
2.8. Trade exchange tokens means
direct purchase and sale of assets owned by FINTECH-STORE.COM, in which digital
currencies are purchased for fiat currencies or vice versa.
III. BASIC
PROVISIONS
3.1. Eligibility
By registering to use a
FINTECH-STORE.COM Account, you represent and warrant that:
(i) as an individual, you are at least
18 or are of legal age to form a binding contract under applicable laws;
(ii) as an individual, legal person,
or other organization, you have full legal capacity and
sufficientauthorizations to enter into these Terms;
(iii) you have not been previously
suspended or removed from using FINTECH-STORE.COM Services;
(iv) you do not currently have a
FINTECH-STORE.COM Account;
(v) you are neither a U.S. User nor an
Ontario (Canada)-based User; nor are you acting on behalf of a U.S. User
or Ontario (Canada)-based User. If you act as an employee or agent of a legal entity,
and enter into these Terms on their behalf, you represent and warrant that you
have all the necessary rights and authorizations to bind such legal
entity;
(vi) your use of FINTECH-STORE.COM will
not violate any and all laws and regulations applicable to you, including
but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist
financing.
3.2. User Identity Verification
Your registration of an account with FINTECH-STORE.COM
will be deemed your agreement to provide required personal information for
identity verification. Such information will be used to verify Users’ identity,
identify traces of money laundering, terrorist financing, fraud and other
financial crimes through FINTECH-STORE.COM, or for other lawful purposes
stated by FINTECH-STORE.COM. We will collect, use and share such
information in accordance with our Privacy Policy. In addition to providing
such information, you agree to allow us to keep a record of that information
during the period for which your account is active and within five (5)
years after your account is closed, in compliance with global industry
standards on data storage. You also authorize us to conduct necessary
investigations directly or through a third party to verify your identity or
protect you and/or us from financial crimes, such as fraud. The
information we require to verify your identity may include, but is not
limited to, your name, email address, contact information, phone number, username,
government-issued ID, date of birth, and other information collected during
account registration. When providing the required information, you confirm
it is true and accurate. After registration, you must ensure that the
information is true, complete, and timely updated when changed. If there
are any grounds for believing that any of the information you provided is incorrect,
false, outdated or incomplete, FINTECH-STORE.COM reserves the right to send you
a notice to demand correction, directly delete the relevant information,
and, as the case may be, terminate all or part of FINTECH-STORE.COM we
provide for you. If we are unable to reach you with the contact information
you provided, you shall be fully liable for any loss or expense caused to FINTECH-STORE.COM
during your use of FINTECH-STORE.COM. You hereby acknowledge and agree that you have
the obligation to update all the information if there is any change. By
registering an account, you hereby authorize FINTECH-STORE.COM to conduct
investigations that FINTECH-STORE.COM considers necessary, either directly
or through a third party, to verify your identity or protect you, other
users and/or FINTECH-STORE.COM from fraud or other financial crimes, and to
take necessary actions based on the results of such investigations. You
also acknowledge and agree that your personal information may be disclosed
to credit bureaus and agencies for fraud prevention or financial crime
prevention, which may respond to our investigations in full.
3.3. Account Usage Requirements
The FINTECH-STORE.COM Account can only
be used by the account registrant. FINTECH-STORE.COM reserves the right to
suspend, freeze or cancel the use of FINTECH-STORE.COM Accounts by persons other
than account registrant. If you suspect or become aware of any unauthorized use
of your username and password, you should notify FINTECH-STORE.COM
immediately. FINTECH-STORE.COM assumes no liability for any loss or damage
arising from the use of FINTECH-STORE.COM Account by you or any third
party with or without your authorization.
3.4. Account Security
FINTECH-STORE.COM is a platform that
trades its own exchange tokens as a regular commodity. Accordingly,
FINTECH-STORE.COM does not store, transfer or process your payments, does not
carry out independent payment transactions. When you pay tokens on
FINTECH-STORE.COM, you are redirected to a secure site of an authorized
payment system or bank. You pay for our goods exclusively through the
acquiring bank, which serves the site FINTECH-STORE.COM and its Operator FINTECH
TECHNOLOGY LIMITED has been committed to maintaining the security, and has
implemented industry standard protection for FINTECH-STORE.COM. However,
the actions of individual Users may pose risks. You shall agree to treat
your access credentials (such as username and password) as confidential
information, and not to disclose such information to any third party. You also
agree to be solely responsible for taking the necessary security measures
to protect your FINTECH-STORE.COM Account and personal information. You
should be solely responsible for keeping safe of your FINTECH-STORE.COM Account
and password, and be responsible for all the transactions under your
FINTECH-STORE.COM Account. FINTECH-STORE.COM assumes no liability for any
loss or consequences caused by authorized or unauthorized use of your
account credentials, including but not limited to information disclosure, information
release, consent or submission of various rules and agreements by clicking on
the website, online agreement renewal, etc. By creating a
FINTECH-STORE.COM Account, you hereby agree that: you will notify
FINTECH-STORE.COM immediately if you are aware of any unauthorized use of your FINTECH-STORE.COM
Account and password or any other violation of security rules; you will
strictly abide by all mechanisms or procedures of FINTECH-STORE.COM regarding
security, authentication, trading and you will take appropriate steps
to logout from FINTECH-STORE.COM at the end of each visit.
3.5. Personal
Data
Your personal data will be properly
protected and kept confidential, but FINTECH-STORE.COM has theright to collect,
process, use or disclose your personal data in accordance with the Terms
(including the Privacy Policy) or applicable laws. Depending on the
products or services concerned, your personal data may be disclosed to the
following third parties:
• your transaction counter-party;
• FINTECH-STORE.COM Operators, and the
shareholders, partners, investors, directors, supervisors, senior managers
and employees of such entities;
• our joint ventures, alliance
partners and business partners;
• our agents, contractors, suppliers,
third-party service providers and professional advisers, including the
parties who have been contracted to provide us with administrative, financial, research,
operations, IT and other services, in such areas as telecommunications,
information technology, payroll, information processing, training, market
research, storage and archival;
• third-party business partners who
provide goods and services or sponsor contests or other promotional
activities, whether or not in cooperation with us;
• insurance companies or insurance
investigators and credit providers;
• credit bureaus, or any debt
collection agencies or dispute resolution centres in the event of violation
or dispute;
• business partners, investors,
trustees or assignees (actual or expected) that promote business asset
transactions (which can be broadened to include any merger, acquisition or
asset sale) of FINTECH-STORE.COM
Operators;
• professional consultants such as
auditors and lawyers;
• relevant government regulatory
agencies or law enforcement agencies to comply with laws orregulations
formulated by government authorities;
• assignees of our rights and
obligations;
• banks, credit card companies and
their respective service providers;
• persons with your consent as
determined by you or the applicable contract.
IV.
FINTECH-STORE.COM SERVICES
4.1. After completing the registration
and identity verification for your FINTECH-STORE.COM Account, you can use
the FINTECH-STORE.COM Services, including the purchase of exchange tokens
offered for sale in the online store in the amount set by these Terms and
the FINTECH-STORE.COM platform.
4.2. Payment for exchange tokens
presented as goods on the FINTECH-STORE.COM platform can be paid in the
following currencies: EURand other currencies provided by the acquirer.
4.3. Tokens sold on the
FINTECH-STORE.COM platform are sold at the price set on the product page. The
seller has the right to change the price of the goods at his own discretion.
4.4. Subject to the provisions of
these Terms (including FINTECH-STORE.COM Platform Rules and other
individual agreements). FINTECH-STORE.COM has the right to:
4.5. Provide, modify or discontinue,
at its sole discretion, any FINTECH-STORE.COM Services in accordance with
its development plan; and
4.6. Allow or prohibit some Users from
using the FINTECH-STORE.COM Service in accordance with the relevant
FINTECH-STORE.COM Platform Rules.
V. SERVICE USAGE
GUIDELINES
5.1. License
Provided that you constantly comply
with the express terms and conditions stated in these Terms,FINTECH-STORE.COM
grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and
non-sublicensable license to access and use FINTECH-STORE.COM Services through
your computer or Internet compatible devices for your personal/internal
purposes. You are prohibited to use FINTECH-STORE.COM Services for resale
or commercial purposes, including transactions on behalf of other persons
or entities. All the above actions are expressly prohibited and constitute a material
violation of these Terms. The content layout, format, function and access
rights regarding FINTECH-STORE.COM Services should be stipulated in the
discretion of FINTECH-STORE.COM. FINTECH-STORE.COM reserves all rights not
expressly granted in these Terms. Therefore, you are hereby prohibited
from using FINTECH-STORE.COM Services in any way not expressly authorized by
these Terms. These Terms only grant a limited license to access and
use FINTECH-STORE.COM Services. Therefore, you hereby agree that when you
use FINTECH-STORE.COM Services, FINTECH-STORE.COM does not transfer
FINTECH-STORE.COM Services or the ownership or intellectual property rights of
any FINTECH-STORE.COM intellectual property to you or anyone else. All the
text, graphics, user interfaces, visual interface, photos, sounds, process
flow diagrams, computer code (including html code), programs, software,
products, information and documents, as well as the design, structure, selection,
coordination, expression, look and feel, and layout of any content included in
the services or provided through FINTECH-STORE.COM Services, are
exclusively owned, controlled and/or licensed by FINTECH-STORE.COM
Operators or its members, parent companies, licensors or affiliates. FINTECH-STORE.COM
owns any feedback, suggestions, ideas, or other information or materials (hereinafter
collectively referred to as “Feedback”)
about FINTECH-STORE.COM or Services that you provide through email, FINTECH-STORE.COM
Services, or other ways. You hereby transfer all rights, ownership and
interests of the Feedback and all related intellectual property rights to
FINTECH-STORE.COM. You have no right and hereby waive any request for
acknowledgment or compensation based on any Feedback, or any modifications
based on any Feedback.
5.2. Restriction
1) When you use FINTECH-STORE.COM, you
agree and undertake to comply with the following provisions:
• During the use of FINTECH-STORE.COM,
all activities you carry out should comply with the requirements of
applicable laws and regulations, these Terms, and various guidelines of
FINTECH-STORE.COM;
• Your use of Services should not
violate public interests, public morals, or the legitimate interests of
others, including any actions that would interfere with, disrupt, negatively
affect, or prohibit other Users from using FINTECH-STORE.COM;
2) Without prior written consent from
FINTECH-STORE.COM, you may not modify, replicate, duplicate, copy,
download, store, further transmit, disseminate, transfer, disassemble,
broadcast, publish, remove or alter any copyright statement or label, or
license, sub-license, sell, mirror, design, rent, lease, private label,
grant security interests in the properties or any part of the properties, or
create their derivative works or otherwise take advantage of any part of
the properties.
3) You may not:
(i) use any deep linking, web
crawlers, bots, spiders or other automatic devices, programs, scripts, algorithms
or methods, or any similar or equivalent manual processes to access, obtain,
copy or monitor any part of the properties, or replicate or bypass the
navigational structure or presentation of FINTECH-STORE.COM in any way, in
order to obtain or attempt to obtain any materials, documents or
information in any manner not purposely provided through FINTECH-STORE.COM;
(ii) attempt to access any part or
function of the properties without authorization, or connect to Services
or any FINTECH-STORE.COM servers or any other systems or networks of any
FINTECH-STORE.COM provided through the services by hacking, password mining or
any other unlawful or prohibited means;
(iii) probe, scan or test the
vulnerabilities of FINTECH-STORE.COM or any network connected to the properties,
or violate any security or authentication measures on FINTECH-STORE.COM or any network
connected to FINTECH-STORE.COM;
(iv) reverse look-up, track or seek to
track any information of any other Users or visitors of FINTECH-STORE.COM; (v)
take any actions that imposes an unreasonable or disproportionately large load on
the infrastructure of systems or networks of FINTECH-STORE.COM or
FINTECH-STORE.COM, or the infrastructure of any systems or networks
connected to FINTECH-STORE.COM;
(vi) use any devices, software or
routine programs to interfere with the normal operation of FINTECH-STORE.COM or
any transactions on FINTECH-STORE.COM, or any other person’s
use of FINTECH-STORE.COM;
(vii) forge headers, impersonate, or
otherwise manipulate identification, to disguise your identity or the
origin of any messages or transmissions you send to FINTECH-STORE.COM, or
(viii) use FINTECH-STORE.COM in an
illegal way.
5.3. By accessing FINTECH-STORE.COM,
you agree that FINTECH-STORE.COM has the right to investigate any
violation of these Terms, unilaterally determine whether you have violated
these Terms, and take actions under relevant regulations without your
consent or prior notice. Examples of such actions include, but are not
limited to:
• Blocking and closing order requests;
• Freezing your account;
• Reporting the incident to the
authorities;
• Publication of alleged violations
and actions taken;
5.4. Removal of any information posted
by you that is found to be in violation. After completing registration and
identity verification for your FINTECH-STORE.COM Account, you can buy and
sell cryptocurrency on FINTECH-STORE.COM in accordance with the provisions of
these Terms and Conditions and the FINTECH-STORE.COM Platform Rules.
VI. RISK WARNING AND DISCLAIMER
6.1. Trading of goods, real or virtual,
which include virtual currencies (Bitcoin, Litecoin, Tether (USDT) and
others ), involves significant level of risk. You should consider
carefully whether your financial situation and risk tolerance is appropriate
for buying, selling cryptocurrencies. Cryptocurrencies neither have a
centralized issuer, nor an institution in control of its turnover. Prices
of goods, regardless of their nature or substance, have no permanent
nature and are subject to constant change.
6.2. For the avoidance of doubt, you are
hereby notified that by paying an invoice on this platform, you confirm
that you agree to the following terms: we sell and you buy the exchange
cryptocurrency belonging to us (hereinafter referred to as the Product/Goods)
on the as is. The Seller is not responsible for the quality and cost of
the Goods purchased by you, for the technical properties of the Goods and
the operability of the transmission systems in the network. Our
obligations are limited to initiating the transfer of the Product specified by
you from our crypto wallet to your crypto wallet (which you indicated on
the FINTECH-STORE.COM platform during the KYC verification procedure.).
The cost of the specified Goods is determined in accordance with the price of
the Binance exchange at the time of sending the Goods over the blockchain
network.
6.3. All cryptocurrency transactions
are irreversible. Purchased tokens are non-refundable and
non-exchangeable.
VII. COMPLAINTS
7.1. The User has the right to submit
a complaint in connection with improper operation of the Website,
including improper implementation of Transactions.
A complaint may be reported by sending
an e-mail to the address provided by the Service Provider on the Website,
via the Website or in writing to the address of the Service Provider’s
registered office.
7.2. A complaint shall include:
• data enabling identification and
contact with the User;
• a description of the action or
omission in question;
• the manner in which the User would
like the Service Provider to consider the complaint;
• any other information the User
considers relevant.
7.3. Within 1 working day (which
includes any day other than a Saturday, Sunday or public holidays), acceptance
of the complaint for consideration will be confirmed by the Service
Provider. Complaints will be considered on the basis of information
provided by the User. Complaints shall be considered immediately, but not
later than within 15 working days (which include any day other than a
Saturday, Sunday or public holidays) from the date of delivery of the
complaint to the Service Provider. Within this period, the Service Provider will
propose via e-mail or the Website:
• to accept the complaint in the
manner requested by the User;
• to reject the complaint together
with the reasons for such a decision; or
• alternative handling of the
complaint.
7.4. If the complaint is more complex
and cannot be solved within 15 working days from receipt of the complaint,
the Service Provider will inform the User about causes of the delay and provide information
about projected time necessary to respond to a compliant.
7.5. After receiving the proposal
specified above, the User has 20 working days (which include any day other
than a Saturday, Sunday or public holiday in the Czech Republic) to accept or
reject the Service Provider’s
proposal. Failure to reply within the above deadline shall be deemed a withdrawal
of the complaint and it shall be assumed that the Service Provider does not
bear any responsibility towards the User in relation to the subject matter
of the complaint. Acceptance or rejection of the Service Provider’s
proposal by the User after the deadline may be treated by the Service
Provider as submitted on time.
7.6. If the User rejects the Service
Provider’s proposal within 20 working days
(which include any day other than a Saturday, Sunday or public holiday),
the User is entitled to submit a justification for rejection – in such a
case the procedure described in paragraph 7.3. shall be applied
accordingly. Failure to state reasons for such rejection within the
aforementioned period shall be deemed to constitute withdrawal of the
complaint and it shall be assumed that the Service Provider does not bear
any responsibility towards the User in relation to the subject matter of the complaint.
7.7. An offer of the alternative
handling of the complaint described in paragraph 7.3, shall be binding for
the User only if it accepts its content by following the instructions provided
by the Service Provider within the time limit set. No offer under
paragraph VII shall constitute any acknowledgement by the Service Provider
of any misconduct or responsibility related to the subject matter of the
complaint. Each acceptance by the User of the offer of alternative handling of
a complaint shall constitute an acceptance that the complaint will be
resolved in a specified manner, and an obligation that the User waives all
claims resulting from it.
VIII. TERMS AND CONDITIONS OF
TERMINATION OF THE SERVICE CONTRACT
8.1. The Service Contract shall be
terminated:
a) upon the User’s request;
b) by the Service Provider – by notice
in cases specified in the Regulations.
The User being a Consumer has the
right to withdraw from the Service Contract without giving a reason within
14 days from the date of conclusion of the Contract by submitting a notice of withdrawal.
By accepting the Regulations, the User agrees that the use of the Services
before the expiry of the above-mentioned term is tantamount to the
expiration of the right of withdrawal from the contract.
8.2. The User is entitled to terminate
the Service Contract with 30 days’ notice
period by submitting a notice of termination of the Service Contract to
the Service Provider.
8.3. Upon the User’s
request, in the time, the Service Provider shall also delete all personal data concerning
the User, excluding the data which the Service Provider is obliged to store in accordance
with the applicable provisions. The User’s
request to delete personal data is tantamount to termination of the
Service Contract by the User.
8.4. In case of termination of the
Service Contract due to the change of the Regulations, within 14 days from
the day the change was published, but no later than 7 days from the day it
entered into force, previous Regulations shall apply until the end of the
notice period.
IX. RESOLVING DISPUTES
9.1. All disputes arising from the use
of the FINTECH-STORE.COM platform will be resolved through negotiations.
The FINTECH-STORE.COM administration will make every reasonable effort to
resolve any conflict situation.
9.2. If it is impossible to resolve
the dispute through negotiations disputes that could arise on the basis of
this agreement or in connection with it will be resolved by the DIAC in the UAE. For
the terms of this public offer, the laws of the the UAE apply.
FINTECH TECHNOLOGY LIMITED
ICC 20220321
Legal address: 1002 Citadel Tower
Business Bay Dubai, the UAE
02/04/2022